Interest rates are low, and many homeowners are considering refinancing their mortgages. Refinancing raises questions such as: 

• Will refinancing reduce the overall interest paid for the loan?

• How will refinancing affect your net worth?

• Does it make sense to roll closing costs into the new mortgage?

• Will refinancing reduce my monthly payment and term of the loan? But if so, by how much? Is it enough to make the cost of doing so worthwhile over the life of the loan? 

Blethen Berens can guide you through your refinancing decision. Call us today if you need help with these considerations and others: 507-345-1166